Employers, public and product liability
- shop premises and property buildings and contents insurance
including material damage to stock - goods in transit cover
- money cover - freezer cover - glass and lock cover - business
interruption insurance - legal expenses cover and a wide
range of other commercial insurance covers to suit your
particular shop insurance needs. A 24 hour claims helpline
is available with free legal advice and assistance for locks
and glass replacement.
What is Shop Insurance? Shop
Buildings and contents are covered against most forms of
accidental loss or damage including theft, malicious damage
or riot, fire, lightning, explosion, burst water pipes,
storms and flooding. Extensions to Shop contents insurance
include freezer cover. Glass and lock replacement are usuallly
offered as part of the basic cover.
Business interuption cover is a basic shop policy extension
which provides cover for loss of income due to inability
to trade in the event of any claim under your Shop Buildings
and Contents policy, including additional expenses necessary
to keep your shop in business whilst repa\irs are carried
out.
Employers’ liability is compulsory for shopkeepers Public
Liability protects you and your customers and up to higher
limits are available
Legal expenses cover for the costs incurred against a range
of potential legal actions
Goods in transit cover, covers your goods during transit
by road or rail with the exception of boats. |