Shops-insurance.com provides a complete
range of retail insurance covers for shops of all sizes,
from a small corner shop to a large hypermarket.
Our shop insurance policies offer both standard and enhanced
cover options.
The standard policy provides cover
for various risks including public and employers liability,
stock cover and tenants improvements.
The enhanced options allows you the choice to increase the
levels of public liability, business interruption, goods
in transit cover and many others, allowing the policy to
be tailored to suit your individual shop requirements.
The policy provides excellent levels of cover with competitive
premiums and there is the option to pay by
monthly direct debit, enabling the cost of the premiums
to be spread.
If you prefer to talk to a broker about your insurance needs
then simply choose the best fit for your shop type from
our list of shop businesses on the left, and complete our
shop insurance enquiry form for your type of shop.
One of our specialist shop insurance brokers will call you
back to provide an insurance quote for your shop.
Please provide as much detail as possible on the form as
this will enable the broker to provide a quote for you quicker.
If you have any questions regarding levels of or types of
shop cover that may be required for your premises then the
shop insurance specialist will be happy to answer your questions
and advise you on your individual insurance needs.
A full range of shop insurance cover is available - from
a standard package policy to individually tailored policies
covering a range of risks, at some of the most competitive
premium prices in the UK market including :
Employers, public and product liability - shop premises
and property buildings and contents insurance including
material damage to stock - goods in transit cover - money
cover - freezer cover - glass and lock cover - business
interruption insurance - legal expenses cover and a wide
range of other commercial insurance covers to suit your
particular shop insurance needs. A 24 hour claims helpline
is available with free legal advice and assistance for locks
and glass replacement.
CLICK
HERE TO COMPARE RETAIL INSURANCE PRICES WITH MULTIPLE SHOP
INSURANCE QUOTES
Shop Insurance Covers available online
Shop Buildings and contents are covered against most forms
of accidental loss or damage including theft, malicious
damage or riot, fire, lightning, explosion, burst water
pipes, storms and flooding. Extensions to Shop contents
insurance include freezer cover. Glass and lock replacement
are usuallly offered as part of the basic cover.
Business interuption cover is a basic shop policy extension
which provides cover for loss of income due to inability
to trade in the event of any claim under your Shop Buildings
and Contents policy, including additional expenses necessary
to keep your shop in business whilst repa\irs are carried
out.
Employers' liability is compulsory for shopkeepers and up
to higher limits cover is available. Public Liability protects
your customers and up to higher limits cover is available
Legal expenses cover for the costs incurred against a range
of potential legal actions
Goods in transit cover, covers your goods during transit
by road or rail with the exception of boats.
COVER INCLUDES
All risks cover
Automatic reinstatement of sums insured after a loss
Replacement values of stock and contents on a market value
basis
Cover can include tobacco and cigarettes, wines and spirits
Breakdown or failure of computer equipment
Loss or damage of computer records
Minimise the interruption to work carried out on damaged
computer systems
Recompile or restore damaged data
Costs to modify equipment or records to ensure compatibility
Costs incurred through rental of equipment
Accidental glass breakage to fixed glass or sanitaryware
Damage to signs
Loss or damage to goods in transit
Replacement locks and keys following a theft
Loss of money
Loss of freezer contents
Automatic seasonal increase for Christmas and Easter
Loss or damage while providing outside catering
Loss of metered water
Damage to landscaped gardens caused by Emergency Services
Replacement value of buildings
Damage to cables, drains and underground pipes
Subsidence cover
Cover for tracing and making good leaking pipes, drains
and cables
Theft by Shop employees
Terrorism cover
Assault to employees following robbery or attempted robbery
Death
Total loss or permanent and total loss of use of one or
more limbs
Loss of sight
Temporary total disablement
Damage to clothing and personal effects
Loss of buildings income
Cover for outstanding debts where business accounts are
lost
Loss of business income as a result of damage to the supplier
Loss of business income resulting from denial of access
to premises due to damage
Loss of business income as a result of death at the premises
or human disease
Loss of sales directly attributable to loss of liquor licence
Employers liability
Public liability
Products liability
Cover for legal costs in respect of Health and safety
Legal liability incurred under Defective Premises Act
Indemnity to principle
Hairdressers treatment risk |
