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Shop Types Covered
Compare shop insurance premiums for the following retail premises:
Antique Dealer
Antique Repair and Restoration
Artists Studios
Art and Craft Shop
Aquarium and Pond Supplies
Bridal Wear
Baby Goods
Baskets and Brushwear
Bathroom Furniture
Beauty Salon
Beds and Bedding
Builders Merchants
Camping Equipment
Car accessory dealers
Card Shop
Carpet and Rug Shop
Cash and Carry
Catering Supplies
Charity shop
Clock and Watch Repairs
Clothes Retailers
Clothing Boutique
Coffee Bar
Coin and Medal Dealers
Computer Games shop
Computer Systems and Equipment store
Corner Shop
Confectionery Retailers
Craft Centres
Curtains and Blinds
Cutlery Retailers
Cycle Shops
Dairy Products shop
Decorating supply shop
Department Store
Domestic Appliance Shop
Double Glazing
Dry Cleaners
D I Y Stores
Electrical Equipment shop
Estate Agents
Equestrian and Tack shop
Factory outlet shop
Fancy Dress Hire shop
Fancy Goods shop
Fabric Retailers
Farm Shop
Food Stores
Fireplace Shop
Fish and chip shop
Fishing Tackle Shops
Freezer Centres
Furniture Store
Gaming & Software
Garden Centre
Gift Shops
Golf Equipment Centres
Greeting Cards Shop
Grocers Shop
Hairdressing Salon
Hairdressing and Beauty Supplies
Handbags & Luggage
Hardware Store
Health Food Shops
Hi Fi Shops
Home Brew Shops
Hosier Shops
Household Goods
Ice Cream Parlour
Key Cutters
Kitchen Furniture
Knitwear Retailers
Leather Goods Retailers
Lighting Shop
Linen & Textile
Licensed Premises
Luggage & Bag Retailers
Mail Order Shop
Maternity Wear
Milliners shop
Model and Hobby Shops
Music Shop
Music Eqiupment Shop
Office Equipment and Supplies
Off Licences and Wine Merchants
Opticians shop
Paint & Wallpaper
Perfume & Cosmetics
Pet Shop and Supplies
Phone Shop
Photocopy & Print
Picture Framing shop
Picture Galleries
Photographic Equipment
Photographic Galleries
Photo Processing
Pine & Cane Furniture
Plumbers Merchants
Post office shop
Pram Retailers
Printers Shop
Record Shop
Saddlery & Tack Shop
Sandwich Shop
Security Services and Equipment store
Sewing Machine shop
Shoe shop
Shoe Repairers
Ski Equipment Shop
Snooker and Pool Centres
Soft Furnishings Shop
Souvenir Shop
Sportswear Shop
Sports Goods and Equipment
Stamp Shop
Surf Shop
Sweet Shop
Tailors Retail
Travel Agents
Television,Video and Radio Shops
Ticket Agency Shop
Tile Shops
Tool Shops
Toy Shops
Travel Goods Shops
Trophy Shops
Uniforms and Staff wear shops
Video & Software Hire
Village shop
Wallpaper supply shop
Watch Repairers shop
Wedding shop
Wine Bars
Wool Shop
Yacht Chandlers

Shop Insurance Home


Retail insurance cover for commercial retailers and shops. Compare multiple shop insurance premium prices!!

Don't let anything unforeseen interrupt your shop trading! provides a complete range of retail insurance covers for shops of all sizes, from a small corner shop to a large hypermarket.

Our shop insurance policies offer both standard and enhanced cover options.
The standard policy provides cover for various risks including public and employers liability, stock cover and tenants improvements.
The enhanced options allows you the choice to increase the levels of public liability, business interruption, goods in transit cover and many others, allowing the policy to be tailored to suit your individual shop requirements.

The policy provides excellent levels of cover with competitive premiums and there is the option to pay by monthly direct debit, enabling the cost of the premiums to be spread.


pay online for your shop insurance by direct debit of credit card

If you prefer to talk to a broker about your insurance needs then simply choose the best fit for your shop type from our list of shop businesses on the left, and complete our shop insurance enquiry form for your type of shop.
One of our specialist shop insurance brokers will call you back to provide an insurance quote for your shop.

Please provide as much detail as possible on the form as this will enable the broker to provide a quote for you quicker.
If you have any questions regarding levels of or types of shop cover that may be required for your premises then the shop insurance specialist will be happy to answer your questions and advise you on your individual insurance needs.

A full range of shop insurance cover is available - from a standard package policy to individually tailored policies covering a range of risks, at some of the most competitive premium prices in the UK market including :

Employers, public and product liability - shop premises and property buildings and contents insurance including material damage to stock - goods in transit cover - money cover - freezer cover - glass and lock cover - business interruption insurance - legal expenses cover and a wide range of other commercial insurance covers to suit your particular shop insurance needs. A 24 hour claims helpline is available with free legal advice and assistance for locks and glass replacement.


Shop Insurance Covers available online

Shop Buildings and contents are covered against most forms of accidental loss or damage including theft, malicious damage or riot, fire, lightning, explosion, burst water pipes, storms and flooding. Extensions to Shop contents insurance include freezer cover. Glass and lock replacement are usuallly offered as part of the basic cover.

Business interuption cover is a basic shop policy extension which provides cover for loss of income due to inability to trade in the event of any claim under your Shop Buildings and Contents policy, including additional expenses necessary to keep your shop in business whilst repa\irs are carried out.

Employers' liability is compulsory for shopkeepers and up to higher limits cover is available. Public Liability protects your customers and up to higher limits cover is available
Legal expenses cover for the costs incurred against a range of potential legal actions
Goods in transit cover, covers your goods during transit by road or rail with the exception of boats.


All risks cover
Automatic reinstatement of sums insured after a loss
Replacement values of stock and contents on a market value basis
Cover can include tobacco and cigarettes, wines and spirits
Breakdown or failure of computer equipment
Loss or damage of computer records
Minimise the interruption to work carried out on damaged computer systems
Recompile or restore damaged data
Costs to modify equipment or records to ensure compatibility
Costs incurred through rental of equipment
Accidental glass breakage to fixed glass or sanitaryware
Damage to signs
Loss or damage to goods in transit
Replacement locks and keys following a theft
Loss of money
Loss of freezer contents
Automatic seasonal increase for Christmas and Easter
Loss or damage while providing outside catering
Loss of metered water
Damage to landscaped gardens caused by Emergency Services
Replacement value of buildings
Damage to cables, drains and underground pipes
Subsidence cover
Cover for tracing and making good leaking pipes, drains and cables
Theft by Shop employees
Terrorism cover
Assault to employees following robbery or attempted robbery
Total loss or permanent and total loss of use of one or more limbs
Loss of sight
Temporary total disablement
Damage to clothing and personal effects
Loss of buildings income
Cover for outstanding debts where business accounts are lost
Loss of business income as a result of damage to the supplier
Loss of business income resulting from denial of access to premises due to damage
Loss of business income as a result of death at the premises or human disease
Loss of sales directly attributable to loss of liquor licence
Employers liability
Public liability
Products liability
Cover for legal costs in respect of Health and safety
Legal liability incurred under Defective Premises Act
Indemnity to principle
Hairdressers treatment risk

Compare the market for shop cover
Our online application compares the UK market for shop insurance cover and allows you to pick and choose elements and levels of cover you require. Answer a few simple questions about your business and you will immediately receive quotes from at least three providers offering cover to choose from.
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Shops Insurance is a trading style of UK Commercial Ltd - authorised and regulated by the FSA for the distribution of Shop Insurance and Retailers Insurance FSA no.315289. Visit UK Commercial Insurance